Who this is for
While ACML has no stated account minimum, our services are typically most suitable for households with $2–30M investable. At roughly $5M+ in qualifying investments, certain qualified-purchaser-only private funds may become available, subject to fund-specific eligibility, minimums, subscription terms, and suitability. Private-investment access, and any strategy involving performance-based compensation, requires separate investor-eligibility review. Ordinary public-equity positions do not.
The practice is built for founders and operators in the first one to three years following a meaningful liquidity event. It is less suited for households below $2M, for clients seeking a packaged retail product, or for those looking for a full multi-family-office wealth-management shop.
Alphyn is not a full multi-family office. We do not prepare tax returns, draft estate documents, sell insurance, arrange lending, or manage household administration. We manage the portfolio and coordinate with the professionals already responsible for those domains.
How we work, Plan, Implement, Steward
A single engagement architecture, three phases.
Plan
Months 1–3 in year one · ~30 days for existing capital
- Discovery: household balance sheet, goals, time horizon, risk tolerance, prior liquidity event mechanics, existing tax and estate structures
- A written Investment Policy Statement specific to the household. Not a form. It documents objectives, time horizon, liquidity needs, risk tolerance, allocation targets and ranges, drawdown tolerance, review triggers, and reporting cadence. The IPS guides ACML's discretionary management and provides the reference document for each quarterly review.
- A coordination call with the client's existing CPA and estate attorney (or referral to one of ours)
- Portfolio design, the specific composition for this client
- Deployment plan for fresh capital, phased over weeks or months
Implement
Months 4–12 for fresh capital · faster if existing
- Custody opens at Interactive Brokers
- Phased deployment per the IPS
- Light wealth-management coordination: 401(k) rollovers, IRA setup, solo-401(k) administration via a specialist administrator. Complex planning is referred to the client's CPA and attorney
- Private-investment access where appropriate and the client qualifies
Steward
Ongoing
- Discretionary management within the IPS
- Quarterly portfolio review against pre-stated criteria
- Quarterly statements from Interactive Brokers
- Black Diamond performance reporting for a multi-account view across public and private holdings
- We offer an annual IPS review, the household plan is re-underwritten with the client
- We offer to coordinate an annual review with the client's CPA and estate attorney
- Behavioral check-ins through drawdowns
What we build inside the portfolio
We build a portfolio for the client. Not a model. Not an off-the-shelf allocation.
Each client gets a Separately Managed Account at Interactive Brokers, structured around the household's IPS. The principal personally selects every security and every fund that goes in it, drawing on a personally diligenced universe of carefully selected mutual funds and ETFs, individual equity positions, fixed income, and private investments where appropriate and the client qualifies.
The funds and securities the principal selects for clients often overlap with holdings in his own family-capital accounts.1 The mix for any given client is decided during Plan based on the client's situation and reviewed quarterly.
Why this firm
Bespoke, not models.
Each client's portfolio is highly individualized, informed by family-capital accounts the principal manages for himself1 but not modeled to exact replication. The principal selects investments from a universe he holds personally to build a portfolio for the client's situation. The portfolio manager is the person you meet.
Aligned interests.1
Client portfolios are informed by family-capital accounts the principal manages for himself, often using the same securities and funds. When client and principal/family accounts trade the same security, client trades are placed before principal/family trades. Stated in the ADV and the firm's Policies & Procedures.
Documented diligence.
Funds and managers are selected after substantive work, manager interviews where appropriate, fee analysis, holdings transparency, alignment review. Private investments are supported by documented diligence files. Single-name positions are governed by a written investment thesis with pre-stated criteria for re-underwriting. Reviews are written against those criteria, not held in head.
Private-investment diligence.
Drawing on the principal's prior investment-banking background, we do meaningful diligence on fund-level private investments (private equity, private credit, private real estate). We do not place direct single-issuer private placements. We operate at the GP level.
Focused investment manager.
One thing, portfolio management with light planning coordination, done with discipline. Clients keep their CPA and estate attorney; we coordinate with them rather than competing for the work.
Fees & mechanics
| Portfolio management fee | 1.00% per annum, flat on all assets. Billed quarterly, in arrears. |
| Separately offered performance-fee strategy | Available only to qualified clients by separate written addendum. |
For the full breakdown of fees, costs, and engagement terms, see Form ADV Part 2A.
Why Interactive Brokers
Public-market client accounts are custodied at Interactive Brokers, an independent custodian unaffiliated with Alphyn. We use a single required public-market custodian to reduce operational complexity, simplify trade allocation, and maintain a consistent reporting process across client accounts. Certain private investments, where applicable, may be subscribed to, custodied, or reported outside the IB account structure and reflected in performance reporting as available.
When markets fall
Each IPS defines drawdown tolerance, rebalancing rules, and review triggers before the drawdown occurs. The goal is not to eliminate volatility; it is to prevent market stress from turning into unplanned portfolio changes.
What we coordinate, but don't replace
| Tax planning, returns | Coordinate with client's CPA; refer if needed |
| Estate planning, wills, trusts | Coordinate with client's attorney; refer if needed |
| 401(k) rollovers, IRA setup | Light handling in-house |
| Solo-401(k) administration | Specialist administrator (in-house referral) |
| Insurance, life, P&C, umbrella | Out of scope; refer |
| Mortgages, lending | Out of scope |
What we don't do
- Standardized model portfolios
- Direct single-issuer private placements
- Insurance products
- Mortgages, lending, or any credit product
- Tax return preparation
How an engagement starts
- Initial conversation30 minutes, no obligation. Samer personally.
- Materials sharedForm ADV Part 2A and 2B, Privacy Policy, sample IPS (sanitized).
- Discovery meeting1–2 hours; balance sheet, goals, prior structures, what the client is trying to accomplish.
- Draft IPSProduced following the discovery meeting.
- OnboardingInvestment Advisory Agreement signed; Interactive Brokers account opened; deployment begins per the IPS.
Five business days to cancel from signing for a full refund. Termination thereafter is on written notice with no penalty.
Begin a conversation
An initial conversation is short, candid, and obligation-free.